Perfect is an innovative online bank focused on low prices for mobile banking. The bank distinguishes itself by offering 1000 free transactions, innovation and customer focus. A complete banking package costs only $ 6 per month (first year 50% discount). This means that the bank has been named the most advantageous business bank. Perfect's business account is suitable for:
- Small businesses
Perfect is particularly popular with entrepreneurs with up to ten employees who like cheap mobile banking and who do many (also smaller) transactions.
Are you going to do your own bookkeeping? Then through Perfect you also get a 50% discount for 12 months at Moneymonk , voted the best online accounting program for service-providing self-employed people.
What is Perfect Business?
Perfect was founded in 2012 and since then more than 120,000 people have chosen Perfect. Perfect Zakelijk is a complete banking package, where you can create up to five payment accounts with a bank card and PIN of your choice. Moreover, you can open as many savings accounts as you want. It is also possible to link your account to one of the twelve accounting programs.
Perfect works online and has no offices. It is not possible to apply for loans or to take out insurance. A business account online request can be made 24/7.
How does Perfect Business work?
Sole proprietorships as well as private limited companies with one director can open an account with Perfect (maximum ten employees and annual turnover of two million). Here you will find all the conditions for opening a Perfect business account . If you do not meet these conditions, it is currently not possible to open an account with Perfect.
For these reasons, Perfect Business is rapidly growing in popularity among small entrepreneurs:
- Discount / cash for both starting and established entrepreneurs.
- The cheapest business account for ZAP'ers
- 1000 free transactions
- Expandable with accounting program and credit card
- Open multiple accounts, allowing you to create a separate account for VAT and fixed charges, for example. If the balance is too low, you can have this automatically topped up from your savings account.
- Web retailers receive a free connection with Payment Service Provider PayPro and benefit from the lowest iDeal costs in the Netherlands.
- Receive physical payments? You get an 80% discount when you buy a card machine at mySolve or codemobile
Perfect Business for starting entrepreneurs
As a starting entrepreneur, Perfect Business is an interesting choice. You benefit from a start-up benefit for a year, which is relatively long compared to many other banks. In addition, you are seen as a starter up to three years after your registration with the Chamber of Commerce. Many banks, on the other hand, apply a term of one year.
The starters benefits of Perfect:
- First year 50% discount (only $ 3 per month)
- Additional products with a discount of up to 80%, such as an online financial management training, MoneyMonk accounting program and a mySolve or codemobile mobile card reader.
Perfect switching service
Currently a customer of another bank? Perfect makes it attractive to switch by giving your $ 50 as a gift .
It works as follows: do your application at Perfect. They will contact your old bank and send you a confirmation of the start date of your business account with Perfect. You will receive the $ 50 on your new account within three months. Collectors are notified of the changed account number and credits and debits are automatically forwarded to your new account for thirteen months.
Is Perfect safe?
Perfect has no branches and is an online bank account provider. However, you don't have to worry that your money isn't safe. Perfect is part of Aegon Bank and is therefore covered by the deposit guarantee scheme, which guarantees an amount of $ 100,000 per account holder. Perfect is supervised by the Dutch Bank and the Financial Markets Authority. You can securely bank online via the Perfect app as well as via the website.
With Perfect you can pay amounts up to $ 25 without a pin code. When you have reached the total amount of $ 50 with contactless payment, you will be asked for your PIN code once for security purposes. If desired, you can disable the contactless payment function.
Perfect service desk
Do you have additional questions? In addition to low prices, Perfect also scores very well on service. The bank has a customer satisfaction rating of 8.9 and has a skilled service desk, which is available seven days a week from 08:00 to 22:00. You can call or chat with them in the Perfect App.open an account Open an account